A demo household: nothing here is real money.
Every account Prism reads from, how healthy each link is, and what's coming next.
You sign in on your bank's own screen through Plaid, the network behind most US money apps. Prism gets read-only access — it can see balances and transactions, and it can never move money. Investing with Robinhood, Webull or another broker? Connect it as an investment account.
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What each connection adds, and exactly how it works — including the ones that don't have an easy way in yet.
Checking, savings, credit cards and loans, with up to two years of transactions.
Plaid Link — you sign in on your bank's own screen; Prism never sees your password.
When each card and loan is due, its minimum and statement balance, on Future, Net worth and your calendar.
Plaid Liabilities, from the same bank link: the lender's own terms, read at most once a day.
When one connection breaks, a second takes over, so your numbers don't go stale.
Finicity or MX as a fallback aggregator — the same pattern Monarch and Copilot use.
The accounts that other aggregators can't reach.
Apple FinanceKit in the iPhone app (US only, requires Apple's approval).
Holdings, balances and what they're made of — the treemap on Net worth.
Plaid Investments: with your bank when it holds investments, or on its own with Connect an investment account, the way Robinhood, Webull, Vanguard, E*TRADE, Schwab and most US brokers connect.
Read-only positions from a broker Plaid doesn't cover, if people ask for one.
SnapTrade's read-only brokerage API, which reaches some brokers Plaid doesn't.
Crypto balances alongside everything else.
Sign in on Coinbase and approve read-only access to balances (nothing that can send, buy or sell).
Bitcoin, Ethereum and Solana in your net worth, by public address, and whole Bitcoin wallets.
Add a wallet's public address, or a Bitcoin wallet's extended public key (xpub) to see every address in it: Prism reads what it holds (Bitcoin through mempool.space, Ethereum and Solana through Alchemy) and can never move it. Nothing to sign, and no recovery phrase, ever.
An automatic estimate so net worth includes your biggest asset.
RentCast's automated valuation, about once a month, for a home you add on Net worth with its address.
Sign in to add itA market value from the VIN, refreshed monthly.
VIN-based valuation (VinAudit). Until then, add your car on Net worth and update its value whenever you like.
Sign in to add itYour score, its history and the five factors behind it.
A bureau partner such as Experian Connect or SavvyMoney. Credit Karma has no third-party data API.
Forecasts that know your exact payday and take-home pay.
Found from the deposits in your linked accounts: who pays you, how often, what lands and your next payday, moved before weekends and bank holidays. No payroll login.
See your paychecksWho each payment was really for, and its note, not just "Venmo".
None lets another app read your account, so you add each app's own activity file. Prism reads it in your browser, never uploads it, and puts each payment's name and note on the bank line it matches.
Sign in to add your paymentsWhat each Amazon charge paid for, item by item, not just "AMZN Mktp", and a split by its items.
Amazon doesn't let another app read your orders, so you ask Amazon for your own order history and add the file. Prism reads it in your browser, never uploads it, and puts each shipment's items on the charge it matches, to the cent.
Sign in to add your ordersPaydays and bills on Google Calendar, Apple Calendar or Outlook, with an alert before each one.
Add to calendar on the Future screen: every bill becomes one repeating event. Download again to refresh the amounts.
Years of history on day one.
Choose the CSV file, match its columns and say which account each part belongs to. The file is read in your browser and never uploaded.
Sign in to import a file"How much did we spend on takeout this summer?" — answered with the transactions cited.
Connect Claude or ChatGPT from your Account page and approve it on Prism's own screen. It can only read, and you can disconnect it at any time.
Sign in to connect an AI app